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Aug 8

Savers, Throwers & “I Need That!”

Posted on Monday, August 8, 2011 in Uncategorized

I am the grandson of a depression survivor.  My maternal grandfather Ray Brausam was frugal man.  I admire how he found ways to save money. 

One of the ways he saved money was finding uses for things other people discarded.  He sold cans and newspapers to recyclers to earn extra cash.   My dad later helped me to do the same thing.

By Nature I Am A “Saver”

I am no where near as frugal as my grandfather, nor as smart as my dad, but I did manage to take the saving strategy to an extreme in the wrong direction. 

Jul 29

Self-Esteem Insurance, Part 2 of 2

Posted on Friday, July 29, 2011 in Uncategorized

Note: This is Part 2 of a two-part series.  If you have not read Part 1 you can find it here.

What kind of insurance do you value?
What kind of insurance would you like someone to invent?

I would invent foolproof self-esteem insurance. 

Self-esteem insurance would protects us against inevitable emotional pain and loss in case of an “accident”.

A self-esteem accident might include:
When we hurt someone’s feelings, or some else hurts us
When we use hurtful words; or others wound us with their words.
When we wound or are wounded with inconsiderate actions, intentional or not.

Jul 28

Self Esteem Insurance, Part 1 of 2

Posted on Thursday, July 28, 2011 in Uncategorized

Intro: I am not a trained or educated expert regarding insurance.

Insurance transfers of the risk of a loss, from one to another, in exchange for payment.

For instance, I carry auto insurance.  Auto insurance protects us against financial loss in case one of the cars we own is involved in a car accident (or similar incident).  We chose an insurance company that we pay a fee in case we have an accident.

There are many kinds of insurance available for consumers.  

Six common types of insurance are:
– Auto insurance
– Health insurance
– Home insurance
– Life insurance
– Property insurance
– Unemployment insurance