My parents have always been wise about money.

My parents tried to pass their wisdom and insights onto me.

Unfortunately, I didn’t listen.

I’ve learned my lesson.  Amy and I cut up our credit cards.  We’ve been following Dave Ramsey’s Baby Steps and budget tips.

Even though not using credit meant we had less credit available, we only buy what we can afford.

You can read more about our debt-free journey here entitled, Got Money Stress?

In the movie Batman Begins, Henri Ducard tells Bruce Wayne: “You traveled the world… Now you must journey inwards… to what you really fear… it’s inside you… there is no turning back. Your parents’ death was not your fault. Your training is nothing. The will is everything. If you make yourself more than just a man, if you devote yourself to an ideal, you become something else entirely. Are you ready to begin?”

Are you satisfied?

Have you settled for this life you have?

Is what you have all you expect you’re gonna have?

What Will Our Future Look Like?

For hundreds of athletes this is an exciting day. Today at “National Signing Day” young football players will reveal at which university they will transform from boys to men. Millions of dollars will be spent on indirectly paying young men to play football as a fundraiser for the university.

Fans of the chosen universities will celebrate at their good fortune. Hopes will rise for the winners and hopes will be ravaged for those left wondering what their favorite university will do without this or that teenager.

The Future Is Uncertain