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Nov 27

Black Friday? Don’t Add Debt! The Total Money Makeover: Classic Edition By Dave Ramsey

Posted on Wednesday, November 27, 2013 in Uncategorized

A-Ramsey“A Proven Plan for Financial Fitness.” Those words attract me, but also make me ask, “Really?”

In his Introduction Dave Ramsey explains, “Over all these years, The Total Money Makeover has given HOPE to millions of families. This book has given them hope to win, and that hope has caused them to take action and claim ultimate victory over their financial struggles and worries—and to actually win!”

Nov 26

Contentment Leads To Generosity

Posted on Monday, November 26, 2012 in Uncategorized

As I was approaching fifty years old I sought the wisdom of my elders. I sought out men and women older than I was to learn lessons on life that they had been learning.

Monday I began a series entitled A Treasure Chest Of Wisdom, including:

1. Don’t Hold Grudges
2. Take Care Of Your Health.
3. Compassion Makes Sense and Giving Is Better Than Taking
4. Greed Gains Momentum

5. Gratitude Leads To Contentment

Contentment Leads To Generosity

Note: This post in NOT intended to brag or boast.

Mar 7

Drowning Man Saved!

Posted on Wednesday, March 7, 2012 in Uncategorized

When I was thirteen I was held underwater by a gym-class bullies.  As much as I struggled and fought to break free I couldn’t.  I wrote about my experience with the fear of drowning here

It’s been more than twenty-five years since that day, and yet, even in the beauty of Hawaii last week I was afraid of drowning.  Fear runs deep in many of us.  Maybe your not afraid of drowning in water, maybe your fear is drowning in:
– Debt
– Despair
– Disappointment
– Failure
– The Ocean of Bad Relationships
– The Sea of Doubt
– Your Fears About Your Uncertain Future

Sep 9

My Story, Day 9

Posted on Friday, September 9, 2011 in Uncategorized

When I thought about writing about me, and my life, for two weeks I couldn’t imagine what I would write.  As my last post has arrived I feel I’ve run out of time, not run out of things to say.

So I chose three pictures that tell a story about who I am and who I am becoming.


The first picture is my favorite picture of just me.  Really, I could not imagine a picture that better captures my love for fun and willingness to take on challenges.

I’m “butt-surfing” a waterfall, Big Smokey to be specific.

Jul 7

Freedom From Debt – Our Journey

Posted on Thursday, July 7, 2011 in Uncategorized

My parents have always been wise about money.

My parents tried to pass their wisdom and insights onto me.

Unfortunately, I didn’t listen.

I’ve learned my lesson.  Amy and I cut up our credit cards.  We’ve been following Dave Ramsey’s Baby Steps and budget tips.

Even though not using credit meant we had less credit available, we only buy what we can afford.

You can read more about our debt-free journey here entitled, Got Money Stress?

Dec 18

Got Money Stress?

Posted on Friday, December 18, 2009 in Uncategorized

Please keep reading. This advice might make your life better! Seriously!

No gimmick, no scheme, no quick fix, I just found some common sense that was not common to me.

I’m not working today because I’m on a furlough. I’m not being paid to not work. The economic challenges hit TreeHouse.

At the risk of sounding like a martyr, Amy and I still struggle with the financial impact of my choice to work at TreeHouse. In 1990 during my first month at TreeHouse I made $30. As the months went by I had several paychecks of less than $200.