When I thought about writing about me, and my life, for two weeks I couldn’t imagine what I would write.  As my last post has arrived I feel I’ve run out of time, not run out of things to say.

So I chose three pictures that tell a story about who I am and who I am becoming.

Bad-@ss

The first picture is my favorite picture of just me.  Really, I could not imagine a picture that better captures my love for fun and willingness to take on challenges.

I’m “butt-surfing” a waterfall, Big Smokey to be specific.

My parents have always been wise about money.

My parents tried to pass their wisdom and insights onto me.

Unfortunately, I didn’t listen.

I’ve learned my lesson.  Amy and I cut up our credit cards.  We’ve been following Dave Ramsey’s Baby Steps and budget tips.

Even though not using credit meant we had less credit available, we only buy what we can afford.

You can read more about our debt-free journey here entitled, Got Money Stress?

Please keep reading. This advice might make your life better! Seriously!

No gimmick, no scheme, no quick fix, I just found some common sense that was not common to me.

I’m not working today because I’m on a furlough. I’m not being paid to not work. The economic challenges hit TreeHouse.

At the risk of sounding like a martyr, Amy and I still struggle with the financial impact of my choice to work at TreeHouse. In 1990 during my first month at TreeHouse I made $30. As the months went by I had several paychecks of less than $200.